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Tailored Insurance Solutions for Your Peace of Mind
Hartke Insurance is your reliable partner in the world of insurance. Since 1948, we've been protecting individuals, families, and businesses across Indiana, Illinois, and Kentucky. Our dedication to providing personalized insurance solutions has made us a trusted agency in the region. We recognize that each client has different insurance needs. That's why we offer a variety of insurance products from a wide range of respected providers.
Our skilled team is committed to finding the right coverage for you, ensuring protection against unexpected events. We offer personal, commercial, and specialized insurance options, and we're here to guide you through choosing the best coverage. Secure your future by contacting us today.

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Why Choose Hartke Insurance
Free No-Obligation
Quotes
Low Monthly
Payments
Premium and
Personalized Insurance
Multiple Discounts
Available
Immediate SR22s
and SR50s
More Than 75
Years of Experience
Commercial Insurance
Insurance Policies
We offer many insurance policies for your personal and professional needs. Our portfolio includes auto, home, and life policies, ensuring that you have access to the protection you need. We'll help you explore options and find policies that fit your lifestyle and budget.
Specialized Insurance
Here's what our satisfied clients are saying...
At Hartke Insurance, we take pride in providing exceptional insurance policies to our clients. We would be grateful if you could share your thoughts about our policies with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Hartke Insurance and let others know what you think.
FAQs
How does Hartke Insurance help me determine the right type of coverage?
Our team takes time to understand your lifestyle, business goals, or unique risks. Whether you're looking for personal, commercial, or specialized coverage, we walk you through the available options so you can make an informed choice with confidence. Many clients searching for home and auto insurance in Evansville, IN appreciate this personalized approach because it helps them match coverage to real-life needs.
Can Hartke Insurance assist with unusual or high-risk coverage needs?
Yes. Many clients come to us with existing auto, home, life, or commercial policies they want evaluated. We can review your current coverage, identify gaps, and suggest alternatives that may offer better protection or better pricing—especially helpful for customers comparing options for home and auto insurance in Evansville, IN.
What should I expect during my first consultation with Hartke Insurance?
During your initial conversation, we review your personal or business needs, discuss available policies, answer questions, and help you compare options. This process is especially beneficial for those researching home and auto insurance in Evansville, IN, as it provides clear guidance without any pressure.
How does Hartke Insurance support businesses with risk management?
Our commercial coverage options go beyond policy selection. We help identify potential risks, evaluate your operational needs, and create tailored insurance solutions that support business continuity and asset protection.
How does Hartke Insurance choose which providers to work with?
We partner with a wide range of respected insurance companies to give clients more options, better pricing, and access to specialized coverage. Each provider is evaluated for financial strength and reliability. This approach ensures that even clients shopping for home and auto insurance in Evansville, IN receive dependable protection.
Can Hartke Insurance help me review an existing policy from another agency?
Yes. Many clients come to us with existing auto, home, life, or commercial policies they want evaluated. We can review your current coverage, identify gaps, and suggest alternatives that may offer better protection or more competitive pricing.
What should I consider when comparing insurance policies?
When reviewing policies, it's important to look beyond price. Consider coverage limits, deductibles, exclusions, and how well a policy fits your lifestyle or business operations. These comparisons are especially valuable for clients exploring home and auto insurance in Evansville, IN, since local needs and risk factors can influence the right choice.
How does Hartke Insurance support customers who have changing coverage needs?
Life changes—such as buying a home, expanding a business, or adding vehicles—can affect your insurance needs. We encourage regular check-ins so we can adjust your personal, commercial, or specialized coverage accordingly. This ongoing support is important for families evaluating their home and auto insurance in Evansville, IN as circumstances evolve.
Is it possible to bundle multiple policies through Hartke Insurance?
Yes. Many clients choose to combine auto, home, life, or commercial coverage through the same provider. Bundling often leads to better pricing and simpler policy management, which is especially appealing to customers looking for home and auto insurance in Evansville, IN in one convenient package.
What if I'm not sure whether my situation requires specialized insurance?
That's completely normal. We help evaluate whether unique risks—such as high-value assets, recreational vehicles, or certain professional exposures—qualify for specialized coverage. Our guidance ensures you're protected without purchasing unnecessary insurance.
How does Hartke Insurance stay updated on changing insurance requirements or regulations?
Our team continually monitors state and regional insurance standards across Indiana, Illinois, and Kentucky. This ensures the policies we recommend align with current regulations and give customers the protection they need in today's environment.
How does Hartke Insurance personalize coverage for clients with very different needs?
Every client's situation is unique, whether they're protecting a home, a business, or valuable personal assets. We begin by learning about your goals, lifestyle, and risk concerns. This helps us compare policies from multiple providers and tailor solutions that offer the right balance of protection and affordability.
What are the advantages of working with an independent insurance agency instead of a single-provider company?
As an independent agency, we're not tied to one insurer. That means we can offer options from a wide range of respected providers, allowing you to compare coverage and pricing more effectively. This flexibility helps clients secure policies that better match their personal or commercial needs.
How often should I review my insurance coverage to stay properly protected?
We recommend revisiting your coverage annually or after major life changes. Reviewing your home and auto insurance in Evansville, IN ensures your policies remain aligned with your home, vehicle, and personal risk levels—and helps you stay ahead of potential gaps in protection.
What factors influence the cost of personal or commercial insurance policies?
Pricing can vary based on location, coverage limits, past claims, and the value of the property or assets being insured. For businesses, industry risks and workforce size may also affect premiums. We help clients compare multiple options so they understand why certain policies cost more or less.
Why is it important to work with an agency experienced in multiple states?
Insurance rules and requirements differ across Indiana, Illinois, and Kentucky. With decades of regional experience, we understand variations in state regulations and can guide clients to policies that meet legal standards while offering strong protection.
Does Hartke Insurance provide support for businesses concerned about long-term risk exposure?
Yes. Our team helps businesses assess potential vulnerabilities—such as property risks, employee safety concerns, or operational interruptions—and match them with appropriate commercial insurance coverage designed for long-term stability.
What should I do if I'm unsure which type of policy fits my situation best?
You're not alone—many clients begin with questions rather than answers. Our team reviews your goals, lifestyle, and areas of risk, then walks you through personal, commercial, or specialized options. This clarity is especially helpful for individuals trying to navigate home and auto insurance in Evansville, IN and wanting coverage they can trust.









