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4209 Highway 41 N., Ste 6

Evansville, IN 47711

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Hartke Insurance FAQ

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Your KEY to Quality, Value and Savings Since 1948

809 S. Green River Road
Evansville , IN 47715
This is a placeholder for the Yext Knolwedge Tags. This message will not appear on the live site, but only within the editor. The Yext Knowledge Tags are successfully installed and will be added to the website.
4209 Highway 41 N., Ste 6
Evansville, IN 47711
809 S. Green River Road
Evansville , IN 47715
This is a placeholder for the Yext Knolwedge Tags. This message will not appear on the live site, but only within the editor. The Yext Knowledge Tags are successfully installed and will be added to the website.
4209 Highway 41 N., Ste 6
Evansville, IN 47711

Learn More About Hartke Insurance

Have an insurance-related question? We have the answer. Check out these FAQs and give us a call today for more information!

  • Can you get insurance without a driver's license?

    Yes, you can. Hartke Insurance represents over 25 companies, many of which accept drivers that have never been licensed or have a suspended license, expired license, or foreign license. Call us today to learn more about our home and auto insurance Evansville, IN residents rely on.

  • Do I have to come to the office to purchase a policy?

    You do not have to come in. We can do it by email, over the phone, or even by mail if necessary. Our flexibility makes us one of the most recommended independent insurance agencies Evansville, IN turns to for coverage.

  • Do I need insurance to register a vehicle?

    Yes, you do. You will need insurance to register a vehicle. If insurance is purchased through Hartke Insurance, you will receive immediate proof of insurance. Just give us a call today to get started with any of our home and auto insurance Evansville, IN residents count on.

  • Can I get insurance on a vehicle I don't own?

    Yes, you can. Hartke Insurance represents over 25 companies that will insure a vehicle you don't own. As one of the most flexible independent insurance agencies Evansville, IN trusts, we will work with your situation.

  • If I purchase insurance, can I cancel at any time?

    Yes, with your written request, insurance can be canceled at any time on a short rate basis with a possibility of an early termination fee. To learn more about canceling your home and auto insurance in Evansville, IN, don't hesitate to reach out to our agents.

  • What's the difference between term life and whole life insurance?

    Term life insurance ends over a specific period of years. Whole life insurance lasts until age 100 or death, whichever comes first. Whole life insurance also has a cash value. As one of the top independent insurance agencies Evansville, IN recommends, we can provide you with either type of life insurance plan.

  • What happens if I miss a premium payment?

    It will all depend on which company you are with and what their policy guidelines are. Most likely, you will be canceled due to non-payment. If you have any concerns about your home and auto insurance in Evansville, IN, give us a call right away to discuss your needs.

  • What are common reasons an insurance company denies a claim?

    As one of the most experienced independent insurance agencies Evansville, IN relies on for coverage, we have seen many reasons for insurers to deny claims. The most common reasons include:


    • Premiums weren't paid.
    • You committed insurance fraud.
    • You didn't report the incident on time.
    • The at-fault driver was excluded.
    • You were breaking the law.
    • You didn't have the proper coverage (for example, you were using the vehicle for business but listing it as a personal vehicle).
  • How can I save money on my insurance?

    We offer many discounts, such as our homeowners discount, prior insurance discount, automatic payment discount, multi vehicle discounts, multi policy discounts, good student discounts, and more. According to Bankrate, the average Indiana driver pays $1254 for car insurance. To learn how you can get a discount on your home and auto insurance in Evansville, IN, give us a call today.

  • What is a deductible?

    When filing a claim, the deductible is the amount you choose to pay out of pocket to repair your property. This is true for both home and auto insurance Evansville, IN residents use.

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